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Got in a F**KING wreck, damnit!!

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  #1  
Old 10-12-2006 | 07:25 PM
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Default Got in a F**KING wreck, damnit!!

SO, here's what happened....

I was in my neighborhood and was turning right onto my street going home. A GMC Envoy SUV was turning left off my street and onto the street I was turning right off of. (He had a yield, intersection was a "T" intersection.")

So he was goin about 15-20mph turning left onto the street I was turning off of, well he took the corner way too sharp, went into my turning lane, and BAM, hit my left from bumper, driverside headlight, and front left bumper.

He pushed me about 2-3 feet off the side of the road. He admitted guilt of his fault to me and his insurance company. I saw him coming, but there really wasn't anything I could do. There's a decently large bushy tree right there, but it is pretty much see through so he DID see me. I slowed down, almost to a complete stop because I knew he was gonna hit me. I was in the position of, "O F*CK he's gonna hit me and there's nothing I can do." Yea, that feeling sucks!!

We went to my house which was only 3 houses down from where he hit me, called his insurance company, gotta claim, got all info, etc. etc. We didn't call cops, but I did have a witness and insurance got that name as well.

So tomorrow I'm gonna call my insurance, headup to my local dealer, get an estimate and have that faxed ASAP to get this done.

It SUCKS cause I'm trying to sell it!!! I don't know how all this works, but since there's body damage, is the title still gonna be "clear" or will it be a "salvage" title? I don't know if this vary's by state laws.

Also, the bumper was a Saleen front bumper, headlights were smoked clear corner, side skirt was Saleen and that will not really be re-useable since it has to be pried off because of the removal of the fender. (side skirt if fiberglass so there'll be cracking everywhere)

So do you know if the dealer will quote me a GT front bumper, stock headlights, etc. since the VIN is GT? If not, how does this whole $hit work with aftermarket crap? Any first hand knowledge???

I'm so sick of all the BS that's been going on lately with my mustang.
BTW my car got broken into about 3 months ago, never told no one.

*End Rant... for now*
 
  #3  
Old 10-12-2006 | 07:27 PM
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Originally Posted by Jack The Ripper
sorry top hear it man. got any pics?
dark now, I'll try and get them in the morning. There's a large black paint scrub on the front bumper from his paint.
 
  #4  
Old 10-12-2006 | 07:27 PM
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You wont get anything for the aftermarket stuff.......unless you had coverage...but if your taking it to a dealer they will charge a **** load so you may be able to get the cheak and spend it elsewhere
 
  #5  
Old 10-12-2006 | 07:28 PM
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Originally Posted by whitethunder46
SO, here's what happened....

I was in my neighborhood and was turning right onto my street going home. A GMC Envoy SUV was turning left off my street and onto the street I was turning right off of. (He had a yield, intersection was a "T" intersection.")

So he was goin about 15-20mph turning left onto the street I was turning off of, well he took the corner way too sharp, went into my turning lane, and BAM, hit my left from bumper, driverside headlight, and front left bumper.

He pushed me about 2-3 feet off the side of the road. He admitted guilt of his fault to me and his insurance company. I saw him coming, but there really wasn't anything I could do. There's a decently large bushy tree right there, but it is pretty much see through so he DID see me. I slowed down, almost to a complete stop because I knew he was gonna hit me. I was in the position of, "O F*CK he's gonna hit me and there's nothing I can do." Yea, that feeling sucks!!

We went to my house which was only 3 houses down from where he hit me, called his insurance company, gotta claim, got all info, etc. etc. We didn't call cops, but I did have a witness and insurance got that name as well.

So tomorrow I'm gonna call my insurance, headup to my local dealer, get an estimate and have that faxed ASAP to get this done.

It SUCKS cause I'm trying to sell it!!! I don't know how all this works, but since there's body damage, is the title still gonna be "clear" or will it be a "salvage" title? I don't know if this vary's by state laws.

Also, the bumper was a Saleen front bumper, headlights were smoked clear corner, side skirt was Saleen and that will not really be re-useable since it has to be pried off because of the removal of the fender. (side skirt if fiberglass so there'll be cracking everywhere)

So do you know if the dealer will quote me a GT front bumper, stock headlights, etc. since the VIN is GT? If not, how does this whole $hit work with aftermarket crap? Any first hand knowledge???

I'm so sick of all the BS that's been going on lately with my mustang.
BTW my car got broken into about 3 months ago, never told no one.

*End Rant... for now*
Tell them your car is a saleen edition. The vin will still come up as a gt as it is. The parts probably arent in the computer so you may have to assist them on where to purchase your parts from. They have to replace everything as is if its something like that. Any prep they have to do will go on the ticket and will have to be fixed or replaced if need be.
 
  #7  
Old 10-12-2006 | 07:29 PM
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sucks when sh*t like this happens...hope u get everything fixed
 
  #8  
Old 10-12-2006 | 07:29 PM
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Originally Posted by Icefreezen
You wont get anything for the aftermarket stuff.......unless you had coverage...but if your taking it to a dealer they will charge a **** load so you may be able to get the cheak and spend it elsewhere
That's what I thought, I get a check and basically do whatever I want with it. I sure the hell wouldn't spend it at the dealer.

My parents on the other hand said I don't have a choice, and insurance would give me options where to go, but then I have to go there and get it fixed. I would never see a check...
 
  #9  
Old 10-12-2006 | 07:31 PM
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You'll get quoted the price for stock replacement parts by the insurance company. They don't care what your dealership says or what you say is on it. It's a GT to them they only have to pay for what comes OEM on a GT. Now you can get a check for that value and buy whatever you want with the money but that's up to you and if you lose out you lose out... Sucks huh. Unless ofcourse you've covered your mods in your insurance which I highly doubt you have...I know I haven't.
 
  #10  
Old 10-12-2006 | 07:32 PM
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Originally Posted by whitethunder46
That's what I thought, I get a check and basically do whatever I want with it. I sure the hell wouldn't spend it at the dealer.

My parents on the other hand said I don't have a choice, and insurance would give me options where to go, but then I have to go there and get it fixed. I would never see a check...
sometimes you do see a check, sometimes not. depends on insurance agency and dealership. As I mentioned above, you will get your saleen peices if you tell them its a saleen edition and tell them thats the way the car came new regardless of if you did it yourself and its a fake.
 
  #11  
Old 10-12-2006 | 07:33 PM
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Originally Posted by Jack The Ripper
Car fax will show an accident so it will lessen the valud, salvage title is associated to cars that have been totalled i believe

The dealer will quote you the stock stuff i believe, good thingis dealerships are expencive, you can take the money and buy whatever you want.
Thanks... that's what I wanted to know.

IF I manage to just get a check, I'll definately do most of the repairs myself to try and make some money.

Only damage I can see is obviously the front bumper and left front fender, headlight and the underliner of the front fender.

Also, the front fender pushed the hood a little bit. Hood's fine, but there's like a 1/2 inch of paint scraped off from the fender. Would I be just screwed here or would the dealer actually repaint the whole hood for a little scrape?

Also, I would like to order parts myself, get them painted from a local bodyshop that I know, and then install them myself.

Does the front fender basically just come off/on by those bolts on the top located in the engine bay??
 
  #12  
Old 10-12-2006 | 07:35 PM
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Originally Posted by MattJ
sometimes you do see a check, sometimes not. depends on insurance agency and dealership. As I mentioned above, you will get your saleen peices if you tell them its a saleen edition and tell them thats the way the car came new regardless of if you did it yourself and its a fake.
But the dealer know's that Saleen's have special tags on the door, plaque on engine bay, and other specialized engravings.... So I can't pull that off. Plus my kit is fiberglass
 
  #13  
Old 10-12-2006 | 07:36 PM
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Originally Posted by whitethunder46
Thanks... that's what I wanted to know.

IF I manage to just get a check, I'll definately do most of the repairs myself to try and make some money.

Only damage I can see is obviously the front bumper and left front fender, headlight and the underliner of the front fender.

Also, the front fender pushed the hood a little bit. Hood's fine, but there's like a 1/2 inch of paint scraped off from the fender. Would I be just screwed here or would the dealer actually repaint the whole hood for a little scrape?

Also, I would like to order parts myself, get them painted from a local bodyshop that I know, and then install them myself.

Does the front fender basically just come off/on by those bolts on the top located in the engine bay??

they will sand prime and blend your hood into your fenders. The front fender has the bolts on top and you have to remove the sideskirts to get it off. I believe theres a small bold underneath the side skirt to the fender and a pushpin as well. once you get the tops off you can wiggle it around and see where else its attached. you also wont much money by doing some yourself. youll save mabye an hour or 2 of time which is like 80 bucks on panel removal.
 
  #14  
Old 10-12-2006 | 07:39 PM
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That sucks dude...
 
  #15  
Old 10-12-2006 | 07:40 PM
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Originally Posted by whitethunder46
But the dealer know's that Saleen's have special tags on the door, plaque on engine bay, and other specialized engravings.... So I can't pull that off. Plus my kit is fiberglass
Nobody knows that unless they know saleens or mustangs well. they just fix it, they arent going to harrass you like a judge trying to get you to confess its a fake saleen. i work for a huge dealership which includes a big body shop and I see this stuff everyday. Im trying to give you advice.. lol. you can go back to the stock parts if you dont want to take it.
 
  #16  
Old 10-12-2006 | 07:43 PM
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The fender is attached by the bolts under the hood, a bolt behind the headlight, two bolts behind the door, and one underneath the car at the front side skirt piece.
 
  #17  
Old 10-12-2006 | 07:46 PM
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Get a list of all the places you are allowed to take it to. And go get a estimate from all the reputable ones. The dealer will give you OEM but there are a few exceptions that will hook you up.
 
  #19  
Old 10-12-2006 | 07:54 PM
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I've gone to my local dealer and they do know it's not a real Saleen. I've overheard a lady ask one of the mechanics if that was a "real one" pointing to my car. Mechanic shook his head no.

My local dealer charges 97 bux an hour.

I just looked up MSRP prices for the fender, factory GT bumper, fender underliner, and front left headlight. Total in parts was $1,200.
 
  #20  
Old 10-12-2006 | 08:34 PM
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Originally Posted by whitethunder46
I've gone to my local dealer and they do know it's not a real Saleen. I've overheard a lady ask one of the mechanics if that was a "real one" pointing to my car. Mechanic shook his head no.

My local dealer charges 97 bux an hour.

I just looked up MSRP prices for the fender, factory GT bumper, fender underliner, and front left headlight. Total in parts was $1,200.
dont forget paint and labor
 
  #21  
Old 10-12-2006 | 08:41 PM
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Originally Posted by Icefreezen
dont forget paint and labor

I know. I'm just trying to get a decent idea.

Ok, so what's CAPA refer to with the body part?
I found a fender before paint and such for 151.97 that was (CAPA Cert.) and then one that wasnt for 139.73.

Is the capa the same as the OEM??? http://www.americanbodyparts.com/aut...MUSTANG22.html
(towards the middle)
 
  #22  
Old 10-12-2006 | 08:57 PM
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Originally Posted by whitethunder46
That's what I thought, I get a check and basically do whatever I want with it. I sure the hell wouldn't spend it at the dealer.

My parents on the other hand said I don't have a choice, and insurance would give me options where to go, but then I have to go there and get it fixed. I would never see a check...
That's not true, at least with my insurance. I was backed in to about 3 months ago and what the insurance company did was send out there own appraiser and he used the cost of factory parts and then I told him where I wanted to take it and he added in the cost of labor and paint and all that ****. They sent me a check 3 days later in my name. You can either pocket the money and do with it what you please or take your **** to the dealer.

BTW, I wouldn't tell them that your car is a Saleen edition because that will be considered insurance fraud because they'll pay for parts that they shouldn't be. If someone happens to find out that it isn't Saleen edition, you'll be sued out your ***, the insurance company will drop you, and it'll tough as **** to get another insurance company because they'll know that you've pulled that before. If you do get another insurance company, you'll pay out your *** for insurance for the rest of your life because insurance fraud charges never don't go away like speeding tickets.
 
  #23  
Old 10-12-2006 | 09:02 PM
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Originally Posted by Icefreezen
Get a list of all the places you are allowed to take it to. And go get a estimate from all the reputable ones. The dealer will give you OEM but there are a few exceptions that will hook you up.
You can take it where ever you want. Insurance companies are not allowed to tell you were you can and cannot have you car repaired. The only thing they can do is tell you what parts they will pay for. They only pay for the parts that came stock on that car.
 
  #25  
Old 10-12-2006 | 09:43 PM
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Originally Posted by SpinMedia
Just pray there not one tiny bent ont he frame, when i crashed my stang the frent got slightly bent, if they need to adjust the frame, even if its just a tiny bit, then you will have a salvage title. if they just have to replace small body parts you will be good. Like I said, dealers dont care, if you go to small "Random joe" body shops you can just tell them to give you an estimate with the saleen pieces and they will do it, remember that means the body shops have to work more so tthey are making more money, obviously they want the most money out of it. When i crashed mine the body shop was like "you see this tiny *** little dent here... yup... were going to have to replace the whole thing.. thats like an extra $800 plus $300 in labor", in total my car for frame alignment, new fender, new front bumper, and for them to repair the hood was a little over $4,000.

Well if that was the case with the frame... would that be considered "totalled"

And if that's the case, my old '02 got totalled. 2002 Mustang GT Sonic Blue Auto with 50K miles and we got over 17K from the insurance. If I got this car totalled, that would be just like selling it for me. I'd be happy with 13K. the chances of it totalled are like 1%. I'll try and take pics tomorrow.
 
  #27  
Old 10-12-2006 | 10:19 PM
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My last car was totaled because the engine was bumped out of place a long with body damage.

This one hopefully is just small things.
 
  #28  
Old 10-13-2006 | 11:01 AM
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typically for a car to get totalled the repair estimate has to pass 80% of the average replacement cost. That's the only thing the insurance companies care about. The actual specifics of the damage are irrelevant to them in most cases. Things like deployed airbags and bent frames are a sign to the adjuster that damage is severe and they round up estimates a little. Then they find the lowest average replacement cost.

Salvage titles are cars that are purchased from insurance companies or clearing houses which have BEEN totalled. Once the car has been declared a total loss it cannot hold a clean title and so gets a salvage title. No insurance company I've ever dealt will insure a salvage title car.
 
  #29  
Old 10-13-2006 | 11:43 AM
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Thanks for the "title" info. I was worried it would come to be a salvage title. I'm taking it to my local dealer in a couple hours to get an estimate. I'll post pics here soon as well.
 
  #30  
Old 10-13-2006 | 12:21 PM
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Pictures....
 
Attached Images
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Fender.JPG (58.8 KB, 29 views)
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Fender3.JPG (51.5 KB, 33 views)
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Fender2.JPG (25.4 KB, 16 views)
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Fender4.JPG (56.3 KB, 18 views)
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Fender5.JPG (71.5 KB, 27 views)



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