I'm looking for a new bank. I've over drafted my account twice in two years and got screwed up the *** for it. Who do you bank with and what do you like about it?

 

Union bank of California, but they don't have those in Colorado. Who are you banking with now? My girl uses WAMU and she's pretty happy with them.

 

yeah thats actually what started this thread..saw a wamu commercial. I used a colorado bank called firstbank.

 

I've never had a problem with a particular bank but right now I'm with lasalle which is now with Bank of America. Don't really have anything good or bad to say haha

 

ENT Federal Credit Union. I couldnt be happier with them, i dont get charged **** for anything. No overdraft charges, no nothing.

I dont know how many times ive seen peopl eget fined for all kinds of dumb ****, my ex girlfriend was fined 125 bucks from First Bank when io dropped $2,500 into her account. I mean... WTF....

It is at Woodmen and I-25 on the east side.

 

credit unions for the win

 

I have WAMU. They are pretty decent..i get over drafts..but thats cause i'm a tard and spent all my money 8)

I'm looking into a credit union still though..

 

Wachovia

 

Navy Federal, prob the best bank ever.

 

Your Mom.

 

I banked with Wells Fargo for 10 years and recently switched to Bank of America because that's who holds my home loan. I also had two problems within 6 months of people getting my ATM card number. One time they used the number to buy auto parts at pep boys....the other time they actually were withdrawing money from my account through random ATM's....never lost the card or had it out of my possession. Long story short I had a hunch it was an inside job at Wells Fargo.

 

see...my girlfriend has ent. when she over drafts she gets charged. not as bad as I do, but she does.

 

There is this thing you can do... called balancing your checkbook and finances. It usually keeps you from overdrafting.

 

Bank of America
Great because they are all over the place, and I commute often from CT to RI so no local bank will do.

 

you guys should go back to the piggy bank method bahahahahahaha.




btw, i use beacon credit union.

 

there are NO Bank of Americas in CO. only Bank of America ATMs...it's weird.

 

I've been using wamu since I was 18! I could not be any happier! When I was younger (I'm 23 now) I use to overdraft my account all the time! I always called this chick that worked at my local wamu and she would refund the fees they charge when you overdraft! They are usually $30-35 bucks! Wamu is the ****!!

 

Fifth third they have a weird *** name but they don't charge me for anything

 

beacon credit union ftw, they put $20 in my account for no reason lol. or maybe it was a mistake, who knows lol.

 

ive given up on banks....
i use netspend.com
it is a prepaid card (direct deposit)
there is an upfront fee of about $10 to order the card and you can pay $10 month to get no fees at all (except ATM's). They do not, under any circumstance, charge you if you go negative. my paychecks are supposed to hit fridays and I'm always paid before 8am thursday. I also set up my account to email me for every transaction and send my balance every morning (i get my gmail on my Crackberry so, I always know what is going on.
you can link it to your ebay, paypal, use it like a checking account (you have a bank name, routing number, and account number) and has a ""built in" savings account that does earn intrest.
also, if you know someone that has a netspend account, you can transfer money for free.
so, if you use direct deposit and rarely deposit checks
if you do not want one single overdraft fee
if you dont mind not having a physical bank you can walk into
if you are just sick and tired of banks' BS
id say go with www.netspend.com

the only drawback i can possibly imagine is the tiny $10/mo for absolutely no fees

i love it!

 

I would never use Bank of America in a million years.. They might as well just change their name to Bank of Mexico or Bank of Screwing Americans.

I use Regions (used to be Amsouth) and have always been fairly satisfied with them, they have alot of ATM's and decent customer service, but I have been thinking about switching to 5/3.

As far as the overdraft deal, you just need to learn how to budget a little better, I have never balanced a check book in my life, just keep up with mine on the internet..

 

Suntrust, I've overdrafted like 3 times and never got charged a thing.

 

I F-ing hate Bank of America!!! They rape you with absolutley Zero Lube and you feel it!!!

Not to mention they like giving credit cards to people who aren't citizens...but that's a different story...back to the hard core **** penitration...I have litteraly been bent over backwards chooking on my ******** dispute after dispute, zero orginization and I can't figure out why they put a hold on my paychecks every single time I need to cash one.

Sorry...I'm cranky

 

Ya..BoA tried to screw me when I was 17...should've been stachitory..but ya..

Owed a thousand, gave a thousand cash told them to use it to pay the debt. 3 months later collections calls me, says I never paid, spent 4 hours trying to sort it out, getting pissed at the indian lady for not knowing wtf i was saying..

Went to the bank, found out...ITS IN MY ACCOUNT...

Won't ever go back.