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  #1  
Old 09-18-2006, 06:59 PM
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Default stupid insurance company

i have geico insurance and they are going to drop me because there car inspector says that i have a tach and a shifter! what a buch of ****ing retards! what insurance companies do you people have?
 
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Old 09-18-2006, 07:02 PM
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go to state farm, they will help you out
 
  #3  
Old 09-18-2006, 07:35 PM
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how do they kno u have a tach and a shifter?
 
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Old 09-18-2006, 07:37 PM
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geico is the worst insurance company you could have. ever wonder why they are so cheap to have? Well when you get in an accident, they come back the same way. You get used parts that are just fixed up and they half-*** and deny things you may need.

What do I know though, I just work next to the bodyshop department, and see the final fixed product of smashed up vehicles
 
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Old 09-18-2006, 07:39 PM
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the car inspector for geico said that i had a tach and a shifter.
 
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Old 09-18-2006, 07:40 PM
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my dad is a painter and i am a mechanic so i think we would know what kind of parts we are getting, also if i had to get body work done it would be at the shop my dad works at
 
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Old 09-18-2006, 07:42 PM
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Originally Posted by thebeastum
my dad is a painter and i am a mechanic so i think we would know what kind of parts we are getting, also if i had to get body work done it would be at the shop my dad works at
Geicos inspectors still come out to inspect the vehicle. Its their final word on what parts get ordered, not yours or your fathers. And they are going to order used parts to fix your car and if its new, its garbage aftermarket.
 
  #8  
Old 09-18-2006, 07:43 PM
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Originally Posted by MattJ
geico is the worst insurance company you could have. ever wonder why they are so cheap to have? Well when you get in an accident, they come back the same way. You get used parts that are just fixed up and they half-*** and deny things you may need.
That is true. I had them for about an yr or so...never again will i go back with them. I now use AllState. I've heard good things about StateFarm as well.
 
  #9  
Old 09-18-2006, 07:44 PM
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Statefarm and Allstate are one of the better companies. I use American Family which isnt so great but better than most. Progressive is also garbage.
 
  #10  
Old 09-18-2006, 07:47 PM
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I have geico and they are by far the most affordable insurance company for me to use. I will just avoid wrecks! LOL
 
  #11  
Old 09-18-2006, 07:51 PM
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i went from paying $215 a month for 2 cars while stationed in VA, to almost $600 when i moved back to miami. Thats when i had it and just left them. I now pay about $250 with Allstate.
 
  #12  
Old 09-18-2006, 07:56 PM
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i got progressive because they are the only company who will insure my family lol
 
  #14  
Old 09-18-2006, 09:55 PM
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New Jersey manufacturers
2003 modded vert - $910 yr.
1997 Volvo 850 - $435 yr.
1998 Dodge Neod - $370 yr.= $1715.00 year, that's chump change bro's!!

Plus I usually get a $150 rebate every year.
 
  #15  
Old 09-19-2006, 03:23 AM
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Farm Bureau Rocks. I just totalled my 96' GT and they gave me $7500 and I got to keep my wheels. Thats over KBB for the car.
 
  #16  
Old 09-19-2006, 03:27 AM
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Originally Posted by MattJ
Statefarm and Allstate are one of the better companies. I use American Family which isnt so great but better than most. Progressive is also garbage.
I have American Family too.They have alway's treated me right.

I
 
  #17  
Old 09-19-2006, 09:28 AM
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Geico is a rip off. If you shop around and stick their high prices in their face they'll tell you that they're higher because everything is online and convenient. Pure BS... Allstate dude. I love Allstate. They're not the cheapest they're about mid tier but when I went 3 wide on a 2 lane road and rumpled the front and sides a little, I went in for the inspection and the inspector took my word for it that certain things would need to be replaced (like control arms, struts, sway bar, wheels) and wrote up the estimate in front of me. When I knew they were trying to get used parts I told him no, we'll use new parts on my suspension lest I have an unsafe car with a top speed of 150mph. They ended up writing me a check for 4500 or so, which I took down to my tuner and put into suspension work (tubular control arms, new bilsteins, finished coil overs, etc..). I called up virtualbodyshop.com and ordered a bumper cover, header panel and 2 fenders painted to match, got a couple freebie side mirrors and deposited 1900 bucks in my account when all was said and done.

point is, stand up for yourself and get a decent insurance company... perhaps one with people instead of frikkin lizards as the spokesman. Geico is selling the sizzle with that whole gecko thing... because they lack in the steak department.

Oh yeah... and allstate didn't trip at the guages, or the roll cage, or the race seats, or the 5pt harnesses or the clearly-not-ford brakes, or the CAI, or the shifter, or anything. They just paid me what I needed to fix my car and stayed out of my hair from then on.
 
  #18  
Old 09-19-2006, 01:53 PM
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I did have Geico and i was paying $150 a month for my 95 GT and 03 Lightning, full coverage, then they screwed up my bill and said i owed more and crap. so I dropped them. i have usaa now and pay 50 bucks on the saleen, full coverage. I've probably had about 10 speeding tickets in my life.
It does depends on alot of things, like age, married, area, etc. but shop around.
I would tell them that your stock tach goes in and out, so it's not working right, and the aftermarket one is working and more accurate. New shifter handle cause the other one was broke or bent, something. But in all, that's some bad BS they gave you.
 
  #19  
Old 09-20-2006, 07:04 AM
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Unfortunatly, I had to shop around fairly recently, about 3 monthes ago. I bought a cheap 96 Cherokee for a beater/winter car, and when I called Allstate, (was on my parents plan still while in school), they asked if my parents name was ont he Jeep, I said no, they said I couldn't put it on their policy then. So I told them my stang didn't have my parents names on it, so they dropped me right then and there. We have been Home and car and busnes customers of Allstates for about 15 years as a family, and they just drop me like a bad habit. So i shopped around, includeing allstate. Allstate wanted 2600 every 6 monthes, (more than my whole family plan total) for my 97 Cobra and the 96 Jeep. I can't afford that, so I asked around about 6 different companies, and ended up wiht Gieco for 900 every 6 monthes (150 a month). I knew the coverage would be crappy when I signed up, and that they would probably drop me if I get in an accident, but I need insurance and they are all I can afford right now.
 
  #20  
Old 09-20-2006, 07:14 AM
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Fawk geico! I have allstate under my dads policy which he has had with them for the last 15 yrs or so!.
 
  #21  
Old 09-20-2006, 05:34 PM
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State Farm or Allstate. Kepe in mnd, you sometimes get what you paid for.

Tell me, who has the better deal, the guy who pays $150/month and wrecks his car and gets replacement? Or, the guy who pays $110/month and wrecks his car and get crap?

Insurance needs to be more then a reason to just be able to drive your car.
 
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