any of u guys ever receive that surprise check in the mail from having more loan money than the bill for the semester?? well, mine came today for $1500!!
uhh...did anyone say a new x pipe and short springs??

 

lol I get grants and I'll get money back, but it'll only be $250 my second semester of college I got a $1900 check.. I only wish I had my 03 back then

 

Dont get too happy, its a LOAN. Dont blow it, send it back dont be forced to pay the interest on it.

 

Listen to the man....send it back....ITS A LOAN!

 

yeah thats where they catch the noobs... omg free money...i only gotta pay it back...wtf? it's a loan...LoL theres no such thing as Free Money...theres just VERY VERY CHEAP, and Expensive...

PS I HATE ALL THOSE PEOPLE OUT THERE THAT GET SO MANY SCHOLARSHIPS THAT THEY MAKE MONEY OFF COLLEGE...WTF? why DO YOU GOTTA BE A GREEDY BASTARD AND TAKE MONEY FROM SOMEONE WHO ACTUALLY NEEDS IT...::End Rant::

 

My friend last year owed the school a little money after all his financial aid went through. He owed the school like a dollar and change and they made a big deal about it. They kept sending him mail saying that he couldn't sign up for the next semester's classes until his fees were paid. We went down there and paid it in pennies.

 

hahahahaha I love it.

 

i know its a loan...i've been doing this college thing for 7 years now. but the point is i am given the loan regardless...sure, i could take the $500, not buy my x pipe, and put it toward the 26,000 in loans i have already...haha...yeah, that 500 is really gonna put a dent in the total amount owed. plus, u guys do know that if u can enjoy a little extra from loans (i.e. a refund check) now u might as welll b/c you'll never find a loan like a student loan with such a low interest rate.
-just a thought

steve

 

True but here's food for thought... Increased Debt?/bad credit... one mod for the car???.... doesn't exactly balance out... I don't think some of the younger guyz realize alota the guyz on here are older and have stable higher paying jobs... when your in college unless your a lucky one with a great job, i just dont' see how modding your car isn't guna hurt you in other places?...

 

Yes, and honestly, I worry about your financial future, and im only 18. For you to look at it with that attitude of, "oh, whats another 500 on top of 26 THOUSAND!" Thats just stupid man, get the loans paid off, whether its a "great" interest rate or not, its still interest. Add it up, what is it, like 5 percent? Thats over 1300 bucks in interest alone. Just food for thought, start early so you dont have to pay for it later in life.

 

AND.....that's just the interest rate for while you are IN school....once you graduate, that interest is gonna kick your ***. (trust me, my sister had a 5k student loan, all was nice til she graduated!)

 

not true. i have a fixed interest rate. moreover, i appreciate you worrying about my financial future but i think i'm all set. unlike most people, i go to grad school and work full time so that every single month i can continually pay off the loans. i wasnt saying i'm gonna take all 1500 and blow it. i'll buy one mod, and most likely put the rest toward my principle...it'll all work out....

steve

 

Don't be dumb man. Take it from me. I would get a new credit card everytime I wanted a big purchase before I had a real job and it still haunts me. I had 4 credit cards at one time that were maxed out. You miss one payment and once you get hit with the late charge you get an over limit charge and you are screwed. Basically I had cards with a $500 limit and some had $800 amounts on them because I got so deep into it I couldn't keep up with all of them. I was smart and finally paid all of them off with the help of a second job. I have high interest rate on my car loan because of it and just got approved to build a house but I am in the medium interest rate. I am getting my car paid off in a few months and then my credit score will allow me to get a house in the low interest rate. Don't mess around with credit man because even if you get something paid off, it stays on your credit history for 7 yrs. Be wise.