The Lounge This is the General Talk forum.

How much are you paying for insurance?

Thread Tools
 
Search this Thread
 
  #1  
Old 10-19-2008, 07:03 PM
modularmustang's Avatar
Junior Member
Thread Starter
Join Date: Oct 2008
Posts: 19
Default How much are you paying for insurance?

I'm sorry I didn't see a topic on here for this. I would like to know how much ya'll are paying for insurance. I know I know, it all depends on age, location, driving record, etc. But I just would like to know to see the majority. Right now for a 97 F150 4.6l V8 I'm paying about 600 every six months, and I'm 20. What do you think it would be raised up to if I owned a New or Used mustang?
 
  #2  
Old 10-19-2008, 07:10 PM
3.8for the win's Avatar
Evolution 9
Join Date: Sep 2007
Posts: 3,887
Default

it depends on the insurance coverage you get to, but on a newer mustangs i think it will go up a lot.

on the older ones not as much.
 
  #3  
Old 10-19-2008, 07:24 PM
PureStang's Avatar
Senior Member
Join Date: Jul 2005
Location: Downingtown/West Chester, PA
Posts: 5,796
Default

up up up..the newer the car the more expensive the insurance. the younger the person the higher the insurance.
 
  #4  
Old 10-19-2008, 07:26 PM
WNRacing's Avatar
KWITCHERBITCHIN
Join Date: Sep 2007
Location: Gallatin, TN
Posts: 6,024
Default

Originally Posted by 3.8for the win
it depends on the insurance coverage you get to, but on a newer mustangs i think it will go up a lot.

on the older ones not as much.
Actually believe it or not, insurance rates here in TN are significantly more for the early SN-95's than the New Edge version and the 197's are about the same as the New Edge. I'd say it has something to do with safety improvements, but it doesn't really make much sense because the 95 and the new edge cars are practically the same with the exception of traction control and maybe a few small tweaks.

All in all it just depends on your circumstances, tickets, number of cars in your household, multiple policies and ofcouse your credit scores. Easiest way to find out, call your agent and give them a VIN.

Oh yeah, I pay about $475/6mo. for my '03 Stratus R/T. Then again I am my own agent so I have tweaked a few things, my insurance on my own would be about $700 +/- 6mo. -- 21 Years old, No tickets or Accidents.
 

Last edited by WNRacing; 10-19-2008 at 07:28 PM.
  #5  
Old 10-20-2008, 10:05 AM
mustangvsix's Avatar
4 point 6
Join Date: Sep 2005
Location: Flagstaff, Az / Los Alamos, NM
Posts: 3,347
Default

I pay like ~1000/6 months for my cobra, full coverage and $500 deductible. This was only like $150 more every six months over my sixer, so completely worth it, since my sixer was slow and had lots of miles(95k) and this one is much faster and just last week hit 25k on the clock.
 
  #6  
Old 10-20-2008, 10:15 AM
PColav6's Avatar
FYL.
Join Date: May 2006
Location: Pensacola, Florida
Posts: 7,493
Default

How much is my insurance? LOL.

I could buy another v6 mustang every 2 years with my insurance costs.
 
  #7  
Old 10-20-2008, 10:33 AM
Randy Stinchcomb's Avatar
Super Moderator
Join Date: Aug 2005
Location: Randallstown, Md
Posts: 2,931
Default not much here....

my 1996 F150 $440.00 a year, includes towing ins for my car and boat trailers
my 2003 19' Sea Pro boat $290.00 a year
my 1996 Mustang Gt $0.00
 
  #8  
Old 10-20-2008, 10:35 AM
PureStang's Avatar
Senior Member
Join Date: Jul 2005
Location: Downingtown/West Chester, PA
Posts: 5,796
Default

randy, how is your mustang build coming btw?
 
  #9  
Old 10-20-2008, 10:36 AM
3.8LMustang's Avatar
Senior Member
Join Date: Apr 2008
Location: Corpus Christi, Texas
Posts: 2,107
Default

50 bucks a month
 
  #10  
Old 10-20-2008, 12:10 PM
mustangrn's Avatar
Senior Member
Join Date: Mar 2008
Location: Clarksville, TN
Posts: 949
Default

2006 Magnum R/T =313
2007 Mustang GT = 365
2001 Mazda 626 = 268
1983 Chevy PU = 103
Adding teenage son in six months = PRICELESS
 
  #11  
Old 10-20-2008, 12:14 PM
Randy Stinchcomb's Avatar
Super Moderator
Join Date: Aug 2005
Location: Randallstown, Md
Posts: 2,931
Default

Originally Posted by PureStang
randy, how is your mustang build coming btw?
very slow
 
  #12  
Old 10-20-2008, 12:44 PM
WNRacing's Avatar
KWITCHERBITCHIN
Join Date: Sep 2007
Location: Gallatin, TN
Posts: 6,024
Default

Originally Posted by mustangrn
2006 Magnum R/T =313
2007 Mustang GT = 365
2001 Mazda 626 = 268
1983 Chevy PU = 103
Adding teenage son in six months = PRICELESS
LOL! Just make sure they rate his *** on the '83 P/U!
 
  #13  
Old 10-20-2008, 12:47 PM
Black Sunshine's Avatar
By demons be driven.
Join Date: Mar 2008
Location: Florida
Posts: 2,844
Default

2005 Mustang GT - $110 a month
1993 4-banger Mustang - $80 a month, but my dad pays for it. He drives the car more than I do, so he buys the gas and pays the insurance. We go half on any repairs. That is my deal with him.
 
  #14  
Old 10-20-2008, 06:58 PM
modularmustang's Avatar
Junior Member
Thread Starter
Join Date: Oct 2008
Posts: 19
Default

all of the ones that told me what they are paying a month isnt as high as what i thought it would be, then again it all depends on how it is etc.
 
  #15  
Old 10-20-2008, 07:11 PM
JackThe Ripper's Avatar
Ketchum & Killem
Join Date: Sep 2007
Posts: 12,065
Default

I WAS paying 175 a month for

2002 Saturn SL2
1984 Honda Civic
2004 Mustang GT
Homewonders insurance

But my mustang was only running me 85 bucks a month, that is to have her insured with myself, and my wife who has a sr-22 on her licence for getting busted several years ago without insurance.

lol...
 
  #16  
Old 10-21-2008, 05:06 AM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

Originally Posted by JackThe Ripper
I WAS paying 175 a month for

2002 Saturn SL2
1984 Honda Civic
2004 Mustang GT
Homewonders insurance

But my mustang was only running me 85 bucks a month, that is to have her insured with myself, and my wife who has a sr-22 on her licence for getting busted several years ago without insurance.

lol...
How smokes Jack, I pay $4,000 a year for home owners and $135 per car each month. I guess the standard of living down here is very high.
 
  #17  
Old 10-21-2008, 07:04 AM
WNRacing's Avatar
KWITCHERBITCHIN
Join Date: Sep 2007
Location: Gallatin, TN
Posts: 6,024
Default

Originally Posted by venom
How smokes Jack, I pay $4,000 a year for home owners and $135 per car each month. I guess the standard of living down here is very high.
You live in Fla. right Venom? Risk with hurricanes, etc is extremely high there. For example, I pay about $500/yr for my homeowners insurance... Average 30+ folks are paying between $2-400 for full coverage insurance /6mo. Just crazy stuff man..
 
  #18  
Old 10-21-2008, 02:36 PM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

Originally Posted by WNRacing
You live in Fla. right Venom? Risk with hurricanes, etc is extremely high there. For example, I pay about $500/yr for my homeowners insurance... Average 30+ folks are paying between $2-400 for full coverage insurance /6mo. Just crazy stuff man..
Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.
 
  #19  
Old 10-21-2008, 02:54 PM
WNRacing's Avatar
KWITCHERBITCHIN
Join Date: Sep 2007
Location: Gallatin, TN
Posts: 6,024
Default

Originally Posted by venom
Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.
DAYUM! My property taxes are like... $850.00 here... WTF?
 
  #20  
Old 10-21-2008, 03:14 PM
Lazerred6's Avatar
Pocket Rocket
Join Date: Jan 2008
Location: Grand Rapids MI
Posts: 3,791
Default

Renters insurance

$150 for 1 year

I live 1 min from a fire station and there is a hydrant in my front yard

I win

$50,000 of coverage

i don't even own $50,000 worth of stuff
 
  #21  
Old 10-21-2008, 03:17 PM
zigzagg321's Avatar
Ninja
Join Date: Sep 2007
Location: OH
Posts: 10,155
Default

1125 a year for full coverage for my stang and civic and bike.
 
  #22  
Old 10-21-2008, 03:30 PM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

Whats funny is that my nieghbor pays $3,000 for his property that is worth a little less than mine. If he decides to sell that home the new homeowner will have to pay what I pay. There is a cap of the amount the state can increase your tax per year however this does not apply to a newly purchased home. The housing boom has cause states to generate more tax revenue at the expense of home owners. Plus states have gone on spending sprees hiring new employees and splurging on wasteful things like more Plam trees. Now since home sales have decreased and many are unable to pay taxes ththe state is crying about lowering taxes since property values have dropped. It sucks but I pay $1000 a month in taxes and insurance for my new house. Thats money I could use to spend elsewhere but instead the state wants to spend it on what they think is needed. This way of thinking should sound familar. The government will always overspend as this provides them with a case for asking for addition funds for next fisical year.
 
  #23  
Old 10-21-2008, 04:03 PM
JackThe Ripper's Avatar
Ketchum & Killem
Join Date: Sep 2007
Posts: 12,065
Default

Originally Posted by venom
Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.

Jesus f'n crap man... my homeowners insurance runs me $23 a month... property tax is 1,500 a year.

im sure the fact you live in a part of the nation that may break off and float out to sear before california has something to do with it. lol


i dunno, i think i remember you posting a pic of yer house... im pretty sure it is nicer than mine. Mine is a relativly modest 2,200sqft ranch house smack dad in the middle of a mid-middleclass neighborhood. probably does not appraise for more than 1/4 mil.

i know your house has to be bigger cause you have that yacht.

 
  #24  
Old 10-21-2008, 08:53 PM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

Its just a regular 3200sq ft home lol.
 
  #25  
Old 10-21-2008, 10:48 PM
rebelyell's Avatar
More Cowbell
Join Date: Oct 2004
Location: North Carolina
Posts: 3,003
Default

Car insurance for my 04 GT, and my wifes 02 Concorde is $1200 a year total for full coverage on both. $50 deductable on both.. Only 2 claims for my wifes car, dent in her door from wind she opened it and a gust sent it into a concrete pole. (nasty dent too), and when her rear winshield mysteriously busted out one evening.. No points on either of us, plus we are late 40's in age with no accidents ever.. This is using Nationwide insurance, and not even Gieco can beat it. Pays to be an old *** safe driver..
 
  #26  
Old 10-21-2008, 11:15 PM
Stephen4036's Avatar
Banned
Join Date: Jun 2008
Location: Orlando, FL
Posts: 2,803
Default

My Insurance is 240 a month... 18/Male/V8/ FL *Worst location for Insurance*
 
  #27  
Old 10-22-2008, 05:11 AM
Lazerred6's Avatar
Pocket Rocket
Join Date: Jan 2008
Location: Grand Rapids MI
Posts: 3,791
Default

Venom....... no offence....... MOOOOOOOOOOOOVE
 
  #28  
Old 10-22-2008, 05:29 AM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

Originally Posted by Lazerred6
Venom....... no offence....... MOOOOOOOOOOOOVE
Florida has never been this expensive. Its the housing boom and a lot of foreign investors that screwed up everything down here. Plus the corrupt officals allowing overdevelpoment from home builders. Im not sure how Fl is going to get out of this crap but downtown Miami is call Crane City. You can count over 15 cranes in the skyline that are building new condos.
 
  #29  
Old 10-22-2008, 05:36 AM
Stephen4036's Avatar
Banned
Join Date: Jun 2008
Location: Orlando, FL
Posts: 2,803
Default

venom you know LaGorce CC? My step brother is the head pro there, some sick cars over in that part of town
 
  #30  
Old 10-22-2008, 05:56 AM
venom's Avatar
Super Moderator
Join Date: Sep 2004
Posts: 6,075
Default

I dont do golf . In South beach you see all types of nice cars all the time.
 


Quick Reply: How much are you paying for insurance?



All times are GMT -7. The time now is 11:18 AM.