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modularmustang 10-19-2008 07:03 PM

How much are you paying for insurance?
 
I'm sorry I didn't see a topic on here for this. I would like to know how much ya'll are paying for insurance. I know I know, it all depends on age, location, driving record, etc. But I just would like to know to see the majority. Right now for a 97 F150 4.6l V8 I'm paying about 600 every six months, and I'm 20. What do you think it would be raised up to if I owned a New or Used mustang?

3.8for the win 10-19-2008 07:10 PM

it depends on the insurance coverage you get to, but on a newer mustangs i think it will go up a lot.

on the older ones not as much.

PureStang 10-19-2008 07:24 PM

up up up..the newer the car the more expensive the insurance. the younger the person the higher the insurance.

WNRacing 10-19-2008 07:26 PM


Originally Posted by 3.8for the win (Post 358757)
it depends on the insurance coverage you get to, but on a newer mustangs i think it will go up a lot.

on the older ones not as much.

Actually believe it or not, insurance rates here in TN are significantly more for the early SN-95's than the New Edge version and the 197's are about the same as the New Edge. I'd say it has something to do with safety improvements, but it doesn't really make much sense because the 95 and the new edge cars are practically the same with the exception of traction control and maybe a few small tweaks.

All in all it just depends on your circumstances, tickets, number of cars in your household, multiple policies and ofcouse your credit scores. Easiest way to find out, call your agent and give them a VIN.

Oh yeah, I pay about $475/6mo. for my '03 Stratus R/T. Then again I am my own agent so I have tweaked a few things, my insurance on my own would be about $700 +/- 6mo. -- 21 Years old, No tickets or Accidents.

mustangvsix 10-20-2008 10:05 AM

I pay like ~1000/6 months for my cobra, full coverage and $500 deductible. This was only like $150 more every six months over my sixer, so completely worth it, since my sixer was slow and had lots of miles(95k) and this one is much faster and just last week hit 25k on the clock.

PColav6 10-20-2008 10:15 AM

How much is my insurance? LOL.

I could buy another v6 mustang every 2 years with my insurance costs.

Randy Stinchcomb 10-20-2008 10:33 AM

not much here....
 
my 1996 F150 $440.00 a year, includes towing ins for my car and boat trailers
my 2003 19' Sea Pro boat $290.00 a year
my 1996 Mustang Gt $0.00

PureStang 10-20-2008 10:35 AM

randy, how is your mustang build coming btw?

3.8LMustang 10-20-2008 10:36 AM

50 bucks a month

mustangrn 10-20-2008 12:10 PM

2006 Magnum R/T =313
2007 Mustang GT = 365
2001 Mazda 626 = 268
1983 Chevy PU = 103
Adding teenage son in six months = PRICELESS

Randy Stinchcomb 10-20-2008 12:14 PM


Originally Posted by PureStang (Post 358884)
randy, how is your mustang build coming btw?

very slow:(

WNRacing 10-20-2008 12:44 PM


Originally Posted by mustangrn (Post 358914)
2006 Magnum R/T =313
2007 Mustang GT = 365
2001 Mazda 626 = 268
1983 Chevy PU = 103
Adding teenage son in six months = PRICELESS

LOL! Just make sure they rate his ass on the '83 P/U!

Black Sunshine 10-20-2008 12:47 PM

2005 Mustang GT - $110 a month
1993 4-banger Mustang - $80 a month, but my dad pays for it. He drives the car more than I do, so he buys the gas and pays the insurance. We go half on any repairs. That is my deal with him. :)

modularmustang 10-20-2008 06:58 PM

all of the ones that told me what they are paying a month isnt as high as what i thought it would be, then again it all depends on how it is etc.

JackThe Ripper 10-20-2008 07:11 PM

I WAS paying 175 a month for

2002 Saturn SL2
1984 Honda Civic
2004 Mustang GT
Homewonders insurance

But my mustang was only running me 85 bucks a month, that is to have her insured with myself, and my wife who has a sr-22 on her licence for getting busted several years ago without insurance.

lol...

venom 10-21-2008 05:06 AM


Originally Posted by JackThe Ripper (Post 359060)
I WAS paying 175 a month for

2002 Saturn SL2
1984 Honda Civic
2004 Mustang GT
Homewonders insurance

But my mustang was only running me 85 bucks a month, that is to have her insured with myself, and my wife who has a sr-22 on her licence for getting busted several years ago without insurance.

lol...

How smokes Jack, I pay $4,000 a year for home owners and $135 per car each month. I guess the standard of living down here is very high.

WNRacing 10-21-2008 07:04 AM


Originally Posted by venom (Post 359151)
How smokes Jack, I pay $4,000 a year for home owners and $135 per car each month. I guess the standard of living down here is very high.

You live in Fla. right Venom? Risk with hurricanes, etc is extremely high there. For example, I pay about $500/yr for my homeowners insurance... Average 30+ folks are paying between $2-400 for full coverage insurance /6mo. Just crazy stuff man.. :)

venom 10-21-2008 02:36 PM


Originally Posted by WNRacing (Post 359159)
You live in Fla. right Venom? Risk with hurricanes, etc is extremely high there. For example, I pay about $500/yr for my homeowners insurance... Average 30+ folks are paying between $2-400 for full coverage insurance /6mo. Just crazy stuff man.. :)

Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.

WNRacing 10-21-2008 02:54 PM


Originally Posted by venom (Post 359273)
Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.

:eek::eek: DAYUM! My property taxes are like... $850.00 here... WTF? :confused:

Lazerred6 10-21-2008 03:14 PM

Renters insurance

$150 for 1 year

I live 1 min from a fire station and there is a hydrant in my front yard

I win

$50,000 of coverage

i don't even own $50,000 worth of stuff

zigzagg321 10-21-2008 03:17 PM

1125 a year for full coverage for my stang and civic and bike.

venom 10-21-2008 03:30 PM

Whats funny is that my nieghbor pays $3,000 for his property that is worth a little less than mine. If he decides to sell that home the new homeowner will have to pay what I pay. There is a cap of the amount the state can increase your tax per year however this does not apply to a newly purchased home. The housing boom has cause states to generate more tax revenue at the expense of home owners. Plus states have gone on spending sprees hiring new employees and splurging on wasteful things like more Plam trees. Now since home sales have decreased and many are unable to pay taxes ththe state is crying about lowering taxes since property values have dropped. It sucks but I pay $1000 a month in taxes and insurance for my new house. Thats money I could use to spend elsewhere but instead the state wants to spend it on what they think is needed. This way of thinking should sound familar. The government will always overspend as this provides them with a case for asking for addition funds for next fisical year.

JackThe Ripper 10-21-2008 04:03 PM


Originally Posted by venom (Post 359273)
Yeap in Fl. I also pay $8,000 in taxes on my home, its ridiculas.


Jesus f'n crap man... my homeowners insurance runs me $23 a month... property tax is 1,500 a year.

im sure the fact you live in a part of the nation that may break off and float out to sear before california has something to do with it. lol


i dunno, i think i remember you posting a pic of yer house... im pretty sure it is nicer than mine. Mine is a relativly modest 2,200sqft ranch house smack dad in the middle of a mid-middleclass neighborhood. probably does not appraise for more than 1/4 mil.

i know your house has to be bigger cause you have that yacht.

:D

venom 10-21-2008 08:53 PM

Its just a regular 3200sq ft home lol.

rebelyell 10-21-2008 10:48 PM

Car insurance for my 04 GT, and my wifes 02 Concorde is $1200 a year total for full coverage on both. $50 deductable on both.. Only 2 claims for my wifes car, dent in her door from wind she opened it and a gust sent it into a concrete pole. (nasty dent too), and when her rear winshield mysteriously busted out one evening.. No points on either of us, plus we are late 40's in age with no accidents ever.. This is using Nationwide insurance, and not even Gieco can beat it. Pays to be an old ass safe driver.. :rolleyes:

Stephen4036 10-21-2008 11:15 PM

My Insurance is 240 a month... 18/Male/V8/ FL *Worst location for Insurance*

Lazerred6 10-22-2008 05:11 AM

Venom....... no offence....... MOOOOOOOOOOOOVE

venom 10-22-2008 05:29 AM


Originally Posted by Lazerred6 (Post 359397)
Venom....... no offence....... MOOOOOOOOOOOOVE

Florida has never been this expensive. Its the housing boom and a lot of foreign investors that screwed up everything down here. Plus the corrupt officals allowing overdevelpoment from home builders. Im not sure how Fl is going to get out of this crap but downtown Miami is call Crane City. You can count over 15 cranes in the skyline that are building new condos.

Stephen4036 10-22-2008 05:36 AM

venom you know LaGorce CC? My step brother is the head pro there, some sick cars over in that part of town :)

venom 10-22-2008 05:56 AM

I dont do golf :D. In South beach you see all types of nice cars all the time.


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