There is a kid at school that drives a 90s 3000GT VR-4 and it has 2 doors. He has it listed in his insurance as a sedan because of the back seats. It saves him a boat load of money. Is this even legal??? and Could you do this with a Mustang even though it doesnt have 4 drs could us till list it as a sedan or would it have to be a coupe?

 

I highly doubt it, you don't determine it at a sedan the insurance company tells you what it is.. like my friend's WRX is considered a sedan and hence his insurance used to be less then mine, even though he had a turbo stock and his was alot faster then mine...

 

Hes lying. When they have the vin, the information is listed automatically. How in the world do you think an insurance company would know what every vehicle is?

 

i think that he can list his car, as we can, as a sports sedan, meaning that it is a 2-door but it has a back seat and you can get a little break on the insurance...not sure though

 

Emm... not too sure about that one. The Mustang is under a base-2/dr coupe (GT is another category), and I don't think I can change it.

But there are cars out there that definitely can push the margin, the Outlander is a Mid-Sized SUV but its categorized as a "Station Wagon."

 

Thats not the case so much anymore. I was looking at a WRX to replace my Mustang, they now cost more to insure than a Cobra because of the young punks who like to wreck them.

 

Kids say alot of things..

 

there is no way that he can list it as a sedan.....the type of car is determined by the # of doors, engine, then # of passengers.....the vr4 is a 2+2 coupe as is the mustang.....a sedan has 4 doors and a hatch is 3 doors....i dont under stand how he can get it listed as a sedan