What is the difference on insurance between a v6 and a GT for a 16 year old, male driver? I know no one will have exact numbers, just an estimate. My dad won't pay the insurance on a GT because he says its to high, so im going to throw out the almost full proof..."I'll pay the difference." haha.

Anyone have any numbers?

 

http://www.e-surance.com and get to typing.

Depends on where you live, where the car is stored, what you use it for, what your hisrotry is, etc.

 

for me a GT was 150 more thats why i got a v6.

 

Depends if your under your parents or getting just a policy on your self. If under your parents, not to bad. But if it's your first policy, not going to be pretty. I knew a guy, and don't get scared, but he was 21, in the military, first policy,new 04 mustang V6 and was getting quotes of 400 per month, finallly sound a cheap place though. Good luck and search all that you can.

 

haha that was me. cept im 23 military have 3 cars renters insurance and bank account with my insurance company and i still pay 300 a month for a year. i was told my poilicy will go down to 150 a month in june 50% drop 3 tickets get dropped and my credit is good.

my suggestion is to get out from under parents wing as soon as you can so you dont get burned like i am now.

 

Some insurance companies don't care on distinction. Like my parents' old insurer, they told us if I had a V6, the rate would still be the same and they wouldn't give us discounts. That's when we switched.

 

i am lucky i guess. Just turned 22, me and my wife are on the policy(she is 22), full coverage(still making payments) and i only pay 140 a month for insurance on my GT. USAA is the shizzle!

 

I tried to buy a GT back in '01 (I was 22, had a ticket or two, bad credit). When I called my insurance company for a quote, they literally laughed at me. So I ended up buying a damn 4 door 4 cylinder Mitsubishi instead.

When I traded in my '04 Pontiac Grand Am GT (6cyl) for the Mustang last month, my insurance actually went down a bit! USAA ftw!

 

Being young is definately a disadvantage. My last car was a focus zx3 which I bought when I was 18. My insurance for that was 150/month. I bought my gt at age 22, switched insurance companies and it went down to $120 month. I don't even pay $100 a month now and I'll turn 25 this May which will make it go down even more.

 

I was 17 when i bought my gt and at first i wanted a v6 because i too thought insurance would be too high on a gt. WHen i called the insurance company, i found out that it was only about a 150 dollar difference per year.

 

i don't feel too bad, my parents are paying for mine right now, and its not too much, then i look at how much the premuim for my bothers car. and DANG its atleast 2X my car.. and his is a v6. its a an 83 nissan z i laughed !!

 

My GT is only 140 a month and I'm 23 (through e-surance) - but I have 3 cars also.

Buy a pile of **** 1986 Honda Civic for $150 and just let it sit and rot, but insure it for the multi car discount. Multicar FTW!

 

mine is only so high because i never had insurance before. im paying for it now..