What's Your Insurance?
 

Ok.. Anyone between the ages of 16 and 20.. If you have a GT ('99-'04), or higher.. What is your Insurance /mo..?

Do you have any Tickets/ accidents, etc..?

My insurance on the 6 is about $60/mo liability/ comp./ glass/ medical (up to $500,000) etc..

I have no accidents, no tickets, nothing.. And when I turn 21 I will qualify for a lower Ins. bracket called 30/60 that used to be reserved for 25+y/o with less than 2 tickets in 3 years and no accidents..

My dad is my Ins. Agent and I know that he doesn't believe I should think about getting a GT because of the gas/ higher insurance.. blah blah blah.. and I think he is quoting me higher then it really is.. :godamnit:

lemme' know...

I got my GT when I was 20 and at the time had a 95 V6 as well. With full coverage on the GT and liability on the V6, I paid just over $100 a month. I don't remember the specifics, but I do know that I have the lowest deductible offered to me on the GT. That was with a PERFECT driving record and having had my own insurance since I was 16. I think I got a slight multi-car discount as well, but that is not that much.

I know you specifically wanted to know about 99-04s but I figured this might get you in the ballpark.

Scott

I pay 158/month for my 04 GT. I am 22 with a clean record.

I called the other day to get a quote on a 2002 Mustang GT and I'm working with 4 tickets and they are quoted me at like $160 a month but then again I'm still under my parent's insurance.

I pay $1,100 a month for my BMW 325i and my Mercedes c32 amg. Im only paying that for a few months till i finish repairing my 325i from a small accident and i sell it. Then im just going to be paying $600 a month for the benz.

but remember im young, have a few tickets, wrecked my old mustang into a tree, and i live in miami.

Insurance companies are the devil....:eek:...

120 a month for the GT, the honda, and the house combined, with a shitty driving record and full coverage on both vehicles from American Family Insurance

being 30 kicks ass.

lol

1,100 a month? LMAO! Damn dude! thats a condo mortgage payment!

shit dude, you really oughtta taker a class or something ands see if they will knock that down, yer ****ing crazy to pay that much.

Well at least soon it will only be 600 a month. HAHAHAHAHAHAHAHAHAAH

Diddnt you shop around or something? LOL!

Yeah I did shop around, its cause of my age man. Once I turn 24 i'll drop more and im getting a beater and just putting the benz as a weekend driver so insurance will drop to around 300 or so a month. Like i said 1,100 is just till i sell the bmw.

Why are you paying that much a month on just insurance and still living at home? Thats like the stupidest thing i heard.

its going to be around 150$ a month for my 04 GT...but for my 04 six it was just around 100 a month...and i am 18

Prob. going to end up waiting until Im 21.. Then it will be super cheap, somewhere around $75-80/mo.

Damn, that seems like its going to be forever though... LOL 9 months..

Lets see... 1600 every 6 months, full coverage, I'm covered on my Stang and the F250, 18, two tickets, no traffic school on either. (The second ticket I will be going to traffic school, haven't been to court about it yet.)

My first ride was going to be a GSXR 750... 600 bucks a month for full coverage (have to be full coverage when buying it..can't have just liability) my dad and i laughed..and went and bought the stang ;x

My insurance is about $67/mo for both my neon and mustang. Im 19 and have 1 ticket 23 over speedlimit

i think you mean it has to be full coverage if you finance it. if you own a vehicle outright, you are only required to have liability on it.

Well yes..I wasn't going to drop 6gs flatout..I was giong to make payments ;p

hi ppl im new here, just curious to know where you guys live cuz im 21 with a few tickets from ny and pay close to 3750 a year for only liability. Under my own name with 0 accidents.

HOLY CRAP! $300+ /mo???? :salook: :hittingthefan:

Damn dude, you need to go get some quotes from other insurance agency's.. Where do you get your insurance? esurance? lol

lol... well i hope the insurance agency at least had the decency to take you to dinner before they ****ed you that hard.
lol....

I pay close to $300 a month for may Mach and a 1998 F150 4x4. I'm 21 and have 2 tickets on my record.

I had shopped around man, It all depends on where you live and such, miami is an area with a lot of traffic, a lot of drugs, a lot of people with no licenses, a lot of drinking and driving, lots of accidents and such, here everyone i know pays over $400 a month for insurance,

no tickets, no record and I pay $158 a month. Freaking rip off if you ask me

80$ a month full coverage

under dad's name, who is a cop, im 19

no ticket ever no accident nothing

had to prove myself worthy by not crashing/getting a ticket with my 1st car for 2 years b4 could get the mustang

Well, it pays to be a long time customer of an insurance agency. I pay $846 a year for my GT. and my wifes concorde is $680 per year. No tickets ever on either cars. No claims for the last 13 years..

On both cars: if we crash someone (liability)

100,000 each accident
75,000 each person

Actual cash value of either or both cars.

Uninsured motorist: If a drunk with no insurance hits me or her:

100,000 each accident
50,000 each person

the rating symbols for my GT are 021-021 00
------------- wifes concorde are 014-014 00

I'm happy. Hell, I can afford to drive a Freaking Cobra:Woot: I think a Cobra rating is like 24 or maybe 26??

Oh and BTW this is with Nationwide

On another note we tried the geicko caveman thingy and LOL they couldn't come close to matching what I have now.. :D

damn i'm gettin' raped...$217/mo. and that's after it went down! i was payin' $315/mo. but i turned 21...that's full coverage on 03 v6 with state farm...lowest around here...

im 18 and i pay 225/ month for full coverage. :flameON: