She's finally mine!!
 

Yesterday I made the final payment on my stang!!! I'm glad I don't have a car payment anymore! It will be nice to finally have some cash in my pockets and maybe I can finally pay my credit card debt!!:mad::(:o....I'm extremely relieved!!!:cool:

Congrats, BUT, you are gonna wonder where that cash went that you USED to spend on your car payment. Kinda like when you quit smoking and can't seem to find the $30+ a month you spent on the coffin nails. ;)

well congrats on finishing up the car payments. You should setup an allotment, and save the car payment money.

Hell Yeah!!!$462.19 extra in by bank every month sounds real damn good..:cool:

damn why was your payment so high?!

Congrats!

but holy shit...you were paying over $462/mo for a Stang? ripoff dude...ripoff.

maybe cause his was bought new with all the goodies and extras

that and NO down payment and high interest rate...4.6 Love, you gonna get lower insurance now that you dont have to have full coverage anymore?

My car started with a 450/mo payment. But i overpay every time by 25-100 bones... now I can send as little as 250/mo for the duration of my loan term if I want to end it on schedule. At this rate I should have it paid off almost a year early. I took a super low interest loan over 66 months knowing that the extra interest from the longer than normal term was going to be displaced by reduction in the principle. Overpaying will have saved me over 5K in interest.

Congrats on the pay-off. Now you can lower that bad boy.

You mean all this time and that biatch is still 4X4? :eek:

looks like it by the sig pic.

dont lower the insurance...that was my big choice when i paid off mine...but i decided that even though you arent mandated to have the full insurance by the bank it still makes sense to have it...anything could still happen

Congrats man !!!!

What are you guys talking about 4x4? I posted some pics some months back!I have coil overs in the front with a 2.5 inch drop!.I don't even have the same rims anymore.

http://i101.photobucket.com/albums/m...Picture012.jpg

if that plant wasnt there that would be a good sig pic

Like this: :D

Like this?

That's bad ass dude...somebody make me a new sig now!:D

Congrats!!

Yeah, that GT badge is the shit!

is your suspension stock out back...you said front coilovers..thats it?

Congrats on paying it off!

I hope to get my stuff together and pay mine off in the next few months. I hate having all that debt hanging over my head.

you have a 2008 gt and you are paying it off in the next few months????

thats hardcore man...its october...you must have bought that thing last month

Congrats man, its an awesome feeling, cant wait to do it once again with the TA this winter :woot:

seriously you should have just waited a month or two and bought the thing in cash then.

Congrats 4.6 on getting the title. We don't see too many posts like this around here....only people spending more money.

I paid-off my stang and my Suburban last year. Payment free is a nice way to live.

As far as the payment amount being high, that depends on the term and many other factors. Maybe he had a 36 month loan.

take the money that would be used for a old payment and save it up then buy a supercharger!!!:D

Congrats and that will give a boost to your credit. Ive had mine paid off for years and if the car is worth over 3k I would keep full coverage on it.

BTW I like the Charlie Brown tree :D.

Yeah, I probably should have. But then, I saw it in the showroom and.... well, you know.

I bought it about a week or two ago and tried to get the cash first, but I'm in TX and my bank is in WI, and I forgot my PIN number, blah blah blah. I'm kind of impatient sometimes. :)

Anyway, once I get that squared away, it'll be time to mod. After all, Texas Hot Rods is right down the street!


Alright, sorry about that OP, [/hijack]

WTG. I still have 2 more years @ 440 a month. Cant wait till she's all mine. Wifes Concorde will be be paid in full next year. But now she wants a Lexus or maybe a Jaguar.. LOL, Payments will keep on coming for one thing or another..

thats a good feeling... i paid mine off about a year ago. now im right back in the saddle with this 05 subaru WRX. i wanna bump my payments up $100 more but its direct deposit so i dont know how that will work.

WTFG on the pay off. Your payment isnt that bad to me. I still pay 518.97 a month. Thats just something for you young guys to consider.... TAKE CARE OF YOUR CREDIT! My credit is ALL jacked up and I got nailed with a high intrest rate. Hell at the time I was just happy to get finaced at all really. I baught my car in June of '02 band new. I ended up paying 23,210 for it on the front. After my crappy trade in of 500 bucks and a whopping 18.59 intrest rate for 72 months I think it was. When the damn thing is paid off I will have payed over 10k in intrest.

I will know better next time, my priority now is to clean my credit up I HAVE been wanting to buy a house but with the market nowa days who knows anymore. Even though I could easily afford it, I cant cuz of credit. You young bucks heed the advice of a guy thats been there.

OUCH 18.59% @ 72 months

My loan has a high interest rate on the T/a because its an unsecured loan, I hold the title, and it wasnt that much money that I took out. I absolutely HATE interest...lol unless its working FOR me.

yes it's stock..;)

so now that its paid off you going to do some upgrading?

That is a negative. I'm through with trying to make my car fast! Plus, going fast doesn't concern me anymore like when I was 19..:o...I'm gonna pay of my 5k credit card debt and then buy me a bike!:)

lol...then go fast with the bike!

:devil2:

That would just be dumb. He should keep the full coverage.