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4.6 Love 10-20-2007 09:38 AM

She's finally mine!!
 
Yesterday I made the final payment on my stang!!! I'm glad I don't have a car payment anymore! It will be nice to finally have some cash in my pockets and maybe I can finally pay my credit card debt!!:mad::(:o....I'm extremely relieved!!!:cool:

mcmmotorsports 10-20-2007 10:31 AM


Originally Posted by 4.6 Love (Post 287226)
maybe I can finally pay my credit card debt!

Congrats, BUT, you are gonna wonder where that cash went that you USED to spend on your car payment. Kinda like when you quit smoking and can't seem to find the $30+ a month you spent on the coffin nails. ;)

mpt_1962 10-20-2007 10:49 AM

well congrats on finishing up the car payments. You should setup an allotment, and save the car payment money.

4.6 Love 10-20-2007 10:50 AM


Originally Posted by mpt_1962 (Post 287249)
well congrats on finishing up the car payments. You should setup an allotment, and save the car payment money.

Hell Yeah!!!$462.19 extra in by bank every month sounds real damn good..:cool:

mpt_1962 10-20-2007 10:59 AM

damn why was your payment so high?!

zigzagg321 10-20-2007 11:10 AM

Congrats!

but holy shit...you were paying over $462/mo for a Stang? ripoff dude...ripoff.

StreetRacer 10-20-2007 11:16 AM

maybe cause his was bought new with all the goodies and extras

mpt_1962 10-20-2007 11:19 AM

that and NO down payment and high interest rate...4.6 Love, you gonna get lower insurance now that you dont have to have full coverage anymore?

r3dn3ck 10-20-2007 11:50 AM

My car started with a 450/mo payment. But i overpay every time by 25-100 bones... now I can send as little as 250/mo for the duration of my loan term if I want to end it on schedule. At this rate I should have it paid off almost a year early. I took a super low interest loan over 66 months knowing that the extra interest from the longer than normal term was going to be displaced by reduction in the principle. Overpaying will have saved me over 5K in interest.

Congrats on the pay-off. Now you can lower that bad boy.

mcmmotorsports 10-20-2007 11:56 AM


Originally Posted by r3dn3ck (Post 287267)
Congrats on the pay-off. Now you can lower that bad boy.

You mean all this time and that biatch is still 4X4? :eek:

r3dn3ck 10-20-2007 12:02 PM

looks like it by the sig pic.

StreetRacer 10-20-2007 12:04 PM

dont lower the insurance...that was my big choice when i paid off mine...but i decided that even though you arent mandated to have the full insurance by the bank it still makes sense to have it...anything could still happen

machnjo 10-20-2007 12:26 PM

Congrats man !!!!

4.6 Love 10-20-2007 01:02 PM

2 Attachment(s)
What are you guys talking about 4x4? I posted some pics some months back!I have coil overs in the front with a 2.5 inch drop!.I don't even have the same rims anymore.

http://i101.photobucket.com/albums/m...Picture012.jpg

mpt_1962 10-20-2007 01:09 PM

if that plant wasnt there that would be a good sig pic

mcmmotorsports 10-20-2007 03:17 PM

1 Attachment(s)

Originally Posted by mpt_1962 (Post 287282)
if that plant wasnt there that would be a good sig pic

Like this: :D

Dude 10-20-2007 03:52 PM

1 Attachment(s)

Originally Posted by mpt_1962 (Post 287282)
if that plant wasnt there that would be a good sig pic


Like this?

4.6 Love 10-20-2007 04:34 PM


Originally Posted by Dude (Post 287304)
Like this?

That's bad ass dude...somebody make me a new sig now!:D

3.8for the win 10-20-2007 04:50 PM

Congrats!!

mcmmotorsports 10-20-2007 05:18 PM


Originally Posted by 4.6 Love (Post 287307)
That's bad ass dude...somebody make me a new sig now!:D

Yeah, that GT badge is the shit!

zigzagg321 10-20-2007 06:08 PM

is your suspension stock out back...you said front coilovers..thats it?

10-32 10-20-2007 08:53 PM

Congrats on paying it off!

I hope to get my stuff together and pay mine off in the next few months. I hate having all that debt hanging over my head.

StreetRacer 10-20-2007 09:17 PM


Originally Posted by 10-32 (Post 287332)
Congrats on paying it off!

I hope to get my stuff together and pay mine off in the next few months. I hate having all that debt hanging over my head.

you have a 2008 gt and you are paying it off in the next few months????

thats hardcore man...its october...you must have bought that thing last month

madmatt 10-20-2007 09:50 PM

Congrats man, its an awesome feeling, cant wait to do it once again with the TA this winter :woot:

Codiddy 10-21-2007 11:53 AM


Originally Posted by StreetRacer (Post 287333)
you have a 2008 gt and you are paying it off in the next few months????

thats hardcore man...its october...you must have bought that thing last month

seriously you should have just waited a month or two and bought the thing in cash then.

WaterDR 10-21-2007 12:06 PM

Congrats 4.6 on getting the title. We don't see too many posts like this around here....only people spending more money.

I paid-off my stang and my Suburban last year. Payment free is a nice way to live.

As far as the payment amount being high, that depends on the term and many other factors. Maybe he had a 36 month loan.

Cheddarbob 10-21-2007 05:18 PM

take the money that would be used for a old payment and save it up then buy a supercharger!!!:D

venom 10-21-2007 05:30 PM

Congrats and that will give a boost to your credit. Ive had mine paid off for years and if the car is worth over 3k I would keep full coverage on it.

BTW I like the Charlie Brown tree :D.

10-32 10-21-2007 08:24 PM


Originally Posted by Codiddy (Post 287389)
seriously you should have just waited a month or two and bought the thing in cash then.

Yeah, I probably should have. But then, I saw it in the showroom and.... well, you know.

I bought it about a week or two ago and tried to get the cash first, but I'm in TX and my bank is in WI, and I forgot my PIN number, blah blah blah. I'm kind of impatient sometimes. :)

Anyway, once I get that squared away, it'll be time to mod. After all, Texas Hot Rods is right down the street!


Alright, sorry about that OP, [/hijack]

rebelyell 10-21-2007 11:20 PM

WTG. I still have 2 more years @ 440 a month. Cant wait till she's all mine. Wifes Concorde will be be paid in full next year. But now she wants a Lexus or maybe a Jaguar.. LOL, Payments will keep on coming for one thing or another..


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