Insurance for highly modded cars...
 

Just curious if you guys(and gals)have insurance that covers your mods.

Yep, all I have to do is give them a receipt of the mods. If something happens (God forbid), they'll pay for everything. And it doesn't raise my insurance for being modded, which is good b/c I pay enough as it is:mad:

Nope. I dont think my insurance company would like that.

so who do you have your insurance with that lets you do that? Sounds like a good idea to me.

ha ha ha ha... you're in NorCal...

come pay insurance in NJ... it sucks... just like taxes and utilities... lol...

higher payin jobs up here too though... lol

The guy who did my Claim after hurricane Wilma thinks I have a special ED Venom Mustang.

was venom even a spec ED mustang?

I thought it was your own spec ED mustang... lol

It is my own Special ED, but I told him to price the replacement parts from a Saleen and Roush.

Right now I go through Geico. The whole "modded" car thing was one of the reasons that I switched, plus it was a little cheaper. They just told me about it, but usually you have to ask.

I've got Statefarm and I guess they're alright. I highly doubt they would cover mods though. I do like that nothing has come up about my tickets though with my insurance...when that happens I am dead.

QUOTE=Mustang1549]Great deal on Insurance.........................
...........if your modded car isn't a daily driver. I got a quote for the Mustang from Hagerty for $563.00 a year and American Hobbyist for $344.00 a year for an "Agreed Value" ($25,000) policy.Thats for 50,000/100,000 Liability, 50,000 Liability PD, Medical 5000 per person and uninsured motorist w/$500 deductible.
Qualifications:
1) Garaged when not in use.
2) Driven on limited basis(Pleasure rides,hobby functions, car shows,etc.) NO Mileage limit.
3) Modified and New limited production vehicles considered.

You must have:
1) Good driving record.
2) 10 years driving experience.
3) At least one vehicle for every licensed driver in household.

They listed mine as an "Exotic" and I had to provide pictures and a list of Mods and the cost of the Mods. I have never sat down and added it all up, it came to over $15,000 . So now if my car gets totaled I will get $25,000 instead of NADA of around $13,000.
American Hobbyist: www.americanhobbyist.com
Hagerty: www.hagerty.com


off of streetstangs.net thanks to tacbear[/QUOTE]


I think State Farm has policies for exotics

I am going to give Hagerty a call when my car gets back next week with the blower installed. I meet all the requirements that you mentioned.

Gieco was cheaper for you? wow, thats surprising, We got allstate now, and pay like 600 less a month it was rediculous what we were gettin chargered, but no, i don't think i'm covered for modds, is it extra or included...

It was included for me.